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Welcome to your new site!

Posted by WebBoss on 16th October 2018 in blogging | new site, first blog post, welcome
Welcome to your new instablog website! This is your first blog. In your Control Panel, you can edit or delete these pages or blog posts, or you can add as many more blog posts as you want! To access this, simply log in to your admin dashboard and go to Module > blog > View All blogs...

Autumn Statement Update

Posted by WebBoss Design on 22nd October 2018 in blogging |
Autumn Statement Update Key Changes & Updates for Individuals The biggest surprise after announcing in the last budget that there would be cuts to tax credits was the decision to keep the current regime, it had after all faced fierce resistance from both houses. The Chancellor did however make some changes to the benefits & tax system for individuals. Pensions A single tier pension for new pensioners from April 2016 has been set at £155.65 per week but not everyone will be entitled to the full single tier rate. The basic state pension is set to rise by £3.35 to £119.30 per week next year. With those in retirement benefitting from their state...

What to expect from the 2017/2018 financial year

Posted by WebBoss Design on 17th October 2018 in blogging |
What to expect from the 2017/2018 financial year The first two weeks of April introduce some big reforms for your finances. Income TaxAs highlighted in the spring 2017 Budget, your tax free personal allowance will rise from £11,000 to £11,500 which means that the amount someone can earn tax free in 2017/18 will be over 75% higher than in 2010. This should save over 20 million people £100 a year. At the same time, the starting point for somebody to enter the higher rate tax band will move from £43,000 to £45,000, saving higher rate tax payers a further £400 per year. This is not the case however in Scotland, as the higher rate threshold for earned incom...

Lifetime ISA – What you need to know

Posted by WebBoss Design on 17th October 2018 in blogging |
Lifetime ISA – What you need to know As announced in the 2016 March Budget by George Osborne, the new Government Lifetime ISA will be available from 6th April 2017.  The Lifetime ISA (commonly referred to as the Lisa), is a tax-free savings account targeted towards ‘the next generation’ which provides you with a 25% government bonus. It can hold cash, stocks and shares qualifying investments or a combination of both.  You can save up to £4,000 a year and continue to pay into it until you reach the age of 50 which could theoretically net a £32,000 bonus for an 18 year old paying the maximum amount every year up to the age of 50. Once you have reac...

Inheritance Tax

Posted by WebBoss Design on 22nd October 2018 in blogging |
Inheritance Tax Inheritance tax (IHT) is levied on a person’s estate when they die, and certain gifts made during an individual’s lifetime. Most gifts made more than seven years before death will escape tax. Therefore, if you plan in advance, gifts can be made tax-free: the result can be a substantial tax saving. We give guidance below on some of the main opportunities for minimising the impact of the tax. It is however important for you to seek specific professional advice appropriate to your personal circumstances. Scope of the tax When a person dies IHT becomes due on their estate. Some lifetime gifts are treated as chargeable transfers but most a...

The 2017 car tax changes explained

Posted by WebBoss Design on 17th October 2018 in blogging |
The 2017 car tax changes explained From next month, the way that vehicle tax is calculated will change, affecting all of us with vehicles registered with the DVLA from 1 April 2017. Vehicle tax for the first year will be based on CO2 emissions and after that the amount of tax that needs to be paid will depend on the type of vehicle. Unlike the current system, in which low-emission vehicles and petrol cars are exempt, the new Vehicle Excise Duty (VED) will only be free for vehicles with no tailpipe emissions (electric and hydrogen cars only). These new regulations will mean that all new cars will face a significant increase in their tax demands during the fi...
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